Highest Rated Gold IRA Companies – Protect Your Wealth and Retirement Savings Today
UPDATE! Gold blows through new record high of $2800/oz and continues its climb to $3000!
A Gold IRA (or Precious Metals IRA) is a self-directed Individual Retirement Account, which has become extremely popular recently. If balanced correctly, an IRA can provide diversity, stability, and tax benefits within an investment portfolio. Having Gold in an IRA / Rollover 401k portfolio can provided that additional balance and help ensure protection of your savings and wealth. And with Gold hitting an all time high, and forecasts for this run to continue, this savings and wealth protection solution is well worth consideration.
Gold IRA’s allow the investor to own physical gold, silver, platinum or palladium, in the form of coins and bars, within their tax-sheltered retirement accounts, instead of paper-based assets such as cash, stocks and bonds. During the uncertain times we find ourselves today, this may be a powerful option for many to protect their savings. Make sure you learn more about this savings and wealth protection alternative from the company’s ranked below before making any investment decisions. There are also some excellent resources on the pull down menus at the top of this page, please feel free to dig into them.
Our Top 5 Gold IRA Firms are listed below, with reviews for each firm further down the page, and more complete summaries shown on the pulldowns at the top of this page, or by clicking on the each link below. However we encourage everyone to read on to learn more about each firm and the various aspects of this unique investment vehicle to preserve your wealth and savings.
- #1 – Goldco
- #2 – Noble Gold
- #3 – Augusta Precious Metals
- #4 – Birch Gold Group
- #5 – American Hartford

Why fund a Gold IRA?
With the goal of preserving, if not growing, your long term wealth and savings, there are numerous reasons to have an IRA, or a 401k rollover, backed by precious metals. Some of the advantages are listed below, or take a look at this 4 minute video link HERE, from our top rated company, that provides some great insight.

Protection through diversification – Having precious metals within a balanced investment portfolio can help ensure overall risk is substantially decreased, helping to protect against market shocks, inflation, currency devaluation and financial crisis. Diversification can also act as reliable insurance in times of geo-political uncertainty, natural disasters and war with gold proven to be incredibly resilient.. Unlike a stock, where the underlying firm can fall sharply or even go bankrupt, or a bond where the issuer may default on a coupon or redemption payment, there’s really no such credit risk in gold.
Inflation & Currency Devaluation Hedge – The Fed is printing more money, by the day, and prices continue to rise. Your cash, or any of your paper-based investments, are effected by inflation, while gold experiences somewhat of the opposite effect and maintains your purchasing power. A growing number of studies have shown that having a portion of savings in gold can improve purchasing power over the long term, especially as the real value of most major fiat currencies declines.

Growth potential – Gold is one of the most coveted metals on earth, with its overall demand continuing to outstrip supply, with the balance of demand being fulfilled by “recirculated” gold AS Newly-mined gold can only meet about two-thirds of current global demand. In addition, central banks are no longer net sellers of gold with their gold purchasing accelerating substantially. Gold spot prices continue to hit all-time highs as commercial and industrial demand continues to increase.
Tax benefits – There are no penalties and payable tax involved in any gold IRA transfer, or 401k rollover, because it falls under an investment category which is considered to be tax-deferred. You are not required to pay the normal collectible capital gain tax of your metals when they are liquidated, a tax rate which can be as high as 28% on precious metals, kept outside of an IRA, only having to pay for tax during withdrawal in the form of distributions. You also have the flexibility to set up a self-directed gold IRA in the form of a Roth IRA (after tax contribution) or a Traditional IRA (pre-tax contribution).
Safe & Reliable Storage – Most of the reliable gold IRA firms, including all of our recommendations here, can provide a safe, secure and insured storage for your precious metals, either in the United States or offshore based on your liking. Something that you may want to consider when consulting other firms.
Family & Legacy – Provide safety, stability and security for family by not leaving a spouse or children behind without tangible assets, or assets that have had a devaluation for the reasons discussed earlier. Gold has been shown its strength over the years, and is expected to so in the years ahead.
What are the Risks?
Fraud – As with any investment, you do need to be cautious when choosing a gold IRA firm. There is still a little fraud in this market, although the financial authorities have taken massive action to improve oversight and it is now much less of a concern. Do your due diligence before making any investment decision and stay with well known and respected firms. Hopefully our recommendations below will help.
Theft – Any physical commodity is subject to theft risk. Someone could break into the depository where your gold is being stored and steal it, although it is extremely unlikely, and quite honestly we are not aware of this ever happening. In any case, to qualify for gold IRA’s, depositories are required to be insured, protecting your investment so long as it doesn’t exceed the custodian’s stated value.
Investment – All investments come with risks and rewards, gold IRAs included. But if you’re invested for the long run and have a balanced investment portfolio, gold IRA’s are a safe, stable, and powerful vehicle for maintaining long-term asset growth and wealth preservation. While we do not offer financial advice here, we do provide you with some high ranking alternatives available for you to consider.

Is Your Account Eligible?
There indeed so many types of retirement accounts available to you in the United States. Learn how you can actually invest precious metals into one of your existing savings accounts.
On the top of these retirement accounts are the very popular traditional IRA and 401(k) and Roth IRA. Some other retirement plans that may qualify would be 403(b), 457 Deferred Compensation Plan, Pension Plan, Thrift Savings Plan(TSP), TIAA CREF, or other non-traditional IRA’s. You may contact a trustworthy gold IRA firm, listed below to verify further on the eligibility for your existing account.
If eligible, then you can simply do a direct account transfer to your chosen gold IRA custodian. However you may discover, after inquiry, that your present custodian or plan provider is not willing to offer you many opportunities to invest in gold with your current retirement plan. In that case, you may opt for a gold IRA rollover instead.
So what’s the difference between direct transfer and rollover?
- Direct transfer – It is a tax-free process. You can simply move your IRA funds from one custodian to another. The process time needed is usually shorter. Since it’s a tax-free process, you don’t have to report anything on your income tax and you are allowed to perform as many transfers as you like.
- Rollover process – It allows you to transfer whole or part of your retirement funds into a self-directed (gold) IRA. There are no tax penalties whatsoever, provided the process is completed within 60 days. And it can be repeated once in every 12 months.
Most of the gold IRA companies, and all of our recommendations, will gladly help you with transfer.
Finding a Reliable Gold IRA Company
Investors have many options for gold IRA company. Choosing which one to use is complicated, as it is a specialized task that major brokerage firms generally don’t offer. Here are a few important criteria and quick tips for you:-
- Transparency – Knowing all your costs up front to avoid any nasty surprises, such as hidden fees after you invest.
- Track record – Look for a company with a solid track record from trusted third parties, such as the Better Business Bureau, the Business Consumer Alliance or Trustlink Reviews. It may also be helpful to dig into what customers say about the company, especially the number of customer complaints filed against the company. Look for a company that was “educational and not pushing a hard sell.”
- Flexibility – Each investor’s needs and goals are different, so choose a company that will cater to your needs rather than having a one-size-fits-all approach.
- Qualifications – You should only deal with a company that has all the appropriate and required licenses, registrations, insurance and bonds to protect your investment. Ask for verification of those licenses and other information.
Our Top Rated list that follow meet these criteria. Now, on the the Top 5 Gold IRA Firms!
Our Top 5 Rated Gold IRA Firms
Now let’s take a look at the 5 best gold IRA companies from our in-depth research, and what each has in store for potential investors. All 5 are solid, trustworthy firms, with just minor differences between each:
#1 Goldco | 9.7 – Most Trustworthy, Best Advisors
Topping our list of reviews, with an unbeatable A+ rating from BBB (Better Business Bureau), an “AAA” from BCA (Business Consumer Alliance), 5 stars from hundreds of happy customer reviews on Trustlink, and zero fraud lawsuits to date, Goldco tops our list of gold IRA investment firms.
The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.
Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.
Expert guidance, ‘not pushy’ and excellent customer service characterize Goldco. Really, a pleasure to deal with.
PROMOTION: Goldco currently has an incredible offer in which they will match dollar for dollar up to 10% of your order in free silver! That means on a $100,000 order, you get up to $10,000 in free silver! Check out the calculator below to see how much you may be eligible for!

#2 Noble Gold | 9.6 – Lowest Fees and Rates, Best Pricing

Before you finalize a decision about which Gold IRA company to use, don’t forget to also consider Noble Gold. Collin Plume, the president and CEO of Noble Gold, strives to ensure that each client receives the expert advice and help they need to make sound financial investments in order to secure a successful future. Noble Gold doesn’t use a hard-sell approach that you may find with many other Gold IRA companies, rather they focus on making sure the independent needs of each client are address.
Noble Gold’s clients are overwhelming happy with the service and attention they receive based on the large number of positive reviews the company has earned, and we strongly believe their ranking, by us and others, will continue to rise.
PROS:
- Perfect average rating of 5/5
- Low IRA account minimum of $10,000
- Collin Plume puts a lot of emphasis on education
- Exclusive IRS-approved storage in Texas
- “No-quibble” buyback policy
- A+ rating from BBB
CONS:
- Young brand (only 8 years old)
- Key founding partner left in 2020
#3 Augusta Precious Metals | 9.4 – Most Educational, Best Premium Bullion

Augusta Precious Metals has taken somewhat of an educational approach to Gold IRAs. They realize that investing in precious metals is not for everyone. Recognizing that, they’re interested in partnerships that work for everyone involved—and they’ll make sure that it will work for you before enrolling you in their programs.
This means they’ll encourage you to sit in on their webinars instead of trying to sell you on a product. Augusta wants you to determine yourself if investing in gold is right for you. That way, if you do invest with them, you’re happy with the outcome.
Augusta puts the focus on what’s best for you and your retirement goals and plans. If gold fits into those plans, great, then they’re there for you. But it doesn’t fit what you are looking for, they’ll be the first to let you know.
PROS:
- Non-Commissioned Sales floor (Rare in the industry)
- Only gold IRA provider with in-house compliance department
- Best customer reviews across the board
- Harvard-educated Economists on staff
- Perks for High Net Worth customers
CONS:
- Higher investment minimum of $50,000
- No offerings in platinum or palladium
#4 Birch Gold Group | 9.2 – Best Customer Service

Over decades of experience in the industry since 2003, Birch Gold Group, “The Precious Metal IRA Specialists” strive to empower their customers through knowledge, where you can rest assured to understand every single investment option or opportunity that’s best suited to you, including the pros and cons of each.
Minimum investment required is set at $10,000 for both IRA or cash deal. The annual IRA maintenance fee is $100+$80 for storage and management fee respectively.
Birch Gold is proud to uphold a high standard of customer services that include customer empowerment, educational, empathy, ethical, transparency as well as efficiency.
PROS:
- Good selection of precious metals
- Great customer reviews
- Education & communication prioritized
- No first year fees on $50,000+ transfers
CONS:
- No offerings in platinum or palladium
>>Birch Gold Group Full Review
#5 American Hartford Gold | 8.9 – Best Buyback Program

American Hartford Gold is definitely another reliable gold IRA firm that’s worth checking out. This company has been around for years and enjoys the trust of loyal customers.
New IRA accounts with this company are activated in just 24 hours, with the minimum investment amount being set at $10,000.00. The annual fee is $200 for maintenance cost.
They also have a very similar promotion deal offered by Goldco, where you may get up to $5,000 in free precious metals. Plus a 100% free IRA rollover with each qualified investment, by which you may expect your storage, maintenance & insurance fees completely waived for up to 3 years.
And as mentioned above, you can expect a hassle free liquidation of your precious metals with zero charges in the future upon their buyback commitment.
PROS:
- Great customer reviews
- Offers price match guarantee
- Expedient delivery times
- Robust buy-back program
CONS:
- No price listing
The Right Questions for Gold IRA Firms
You are advised to speak with a preferred gold IRA firm before making any investment decision. Here are some top questions you should consider asking your selected firm(s):-
IRA Setup Fees and Storage Fees – There could be a scaling administration and storage fees scheduled annually for most of the gold IRA custodians, which can become very costly as the account value grows. When asking about the storage fees, you should be extra cautious as they may tell you it’s a flat fee, yet in fact there could be a hidden storage limit. If there’s additional funds added or natural growth of value to your account which exceeds the limit, the fee may scale up fairly quickly and cost you more than expected over the duration of your storage time with them. Our advice is to always go with the company with flat storage and admin fee, some will even waive your first-year fees conditionally. The five (5) we recommend our extremely transparent in their approach.

Precious Metals and Storage Facilities – Ensure that you purchase only the investment grade precious metals that are acceptable for IRA. You should also carefully choose a custodian that can provide you with the best secured storage facilities for their protection, instead of a ‘home storage’ option offer which is actually very risky. In fact, this ‘home/self-storage IRA’ arrangement has not been approved or recognized by the IRS due to its materials financial risk to the IRA’s owner. And at the age of 59 1/2, you will be able to take physical possession of your metals without any penalties. You can have both bullion bars or coins in your IRA, and they each have their own pros and cons.

Buyback Program – Is there a buy back program available with the company for the precious metals you purchase? What if you want to cash out when the price is right? Will you get a fair value for them? Not only you should get a fair price with the gold IRA firm during your purchase, but also during your assets liquidation too.
Trust your gut’s instinct and go with the company who’s looking out for your best interest rather than just turning a profit from your sale.
Consultations
It can be a headache if you choose the wrong company as it can cost you additional money and time for the entire process. Or worse, you could get taken advantage of by some shady scammers that disguise as authoritative companies in the industry. We do not offer financial advice here, but we did want to provide you with what we believe are the top performers in this alternative investment option which given the perception many have of the markets today may well work for you. The company names we are showing are some of the best known and most respected in this space.
If you’ve decided to roll over to a gold IRA account, you should always consult a real trusted professional to help answer your remaining questions regarding your rollover process as well as any future tax issues. We hope to have been a help for you as you consider this investment option, especially during these rather turbulent times.
Check Out the #1 Top Ranked Gold IRA Firm Today
Pay them a visit now: Goldco.com